Can Your Business Use an SBA Loan?

Here at KMS Funding Solutions, we are pleased to offer a small business loan for property purchases and equipment needs. We are a Preferred Financial Services company, meaning we have the seal of approval from the Small Business Administration. We can lend to you, providing the working capital you need to grow your business.

Finance Your Property Purchases and More

We offer SBA loans that help you with property purchases, renovations, and new builds. These are a few of the property types we can finance for you:

• Motels and hotels
• Veterinary businesses
• Car dealerships, repair shops, and washes
• Single-purpose buildings
• Gas stations
• Child-care facilities

The Details of Our Program

We need to evaluate a few things when you apply for an SBA loan. Most importantly, we look at your cash flow. We also look at the quality of your management effectiveness.

Our loans can be pre-qualified in as little as two days. They generally carry terms of 15 years and come with LTVs of up to 80 percent.

You Can Finance Equipment As Well

SBA loans can be also used to finance equipment and tools. Some of the items that are applicable include:

• Laundry and dry cleaning equipment
• Medical items
• Machine tools
• Heavy equipment
• Printing equipment
• Trucking and hauling items

Your Loan Amount

We offer loans of up to $5 million with flexible terms and competitive rates. These are both fixed and variable loans with the SBA 7a and 504 programs. Loan-to-value (LTV)  amounts of up to 90 percent are available. Don’t worry; there are no prepayment penalties. There is no ballooning. In addition, there are no pre-payment penalties.

Contact KMS Funding Solutions Today

We are waiting for your call. This is the right time! Your SBA loan can be closer to realization than you think. Give us a call today. Our courteous staff can answer any additional concerns that you have.